Workers' comp premium-audit prep for construction companies
Walk into your workers' comp audit ready.
Stop scrambling for payroll records, chasing expired COIs, and hoping the numbers line up. The Construction Kit gives contractors the exact spreadsheets, trackers, and packet structure to get organized before the auditor shows up.
- Built for contractors with employees, subs, and messy records
- See what to gather, what does not match, and what still needs follow-up
- Use the workbook, trackers, and packet structure to hand over a cleaner file
The difference a system makes
Without a prep system
- Payroll records scattered across email, drives, and desks
- Subcontractor COIs missing, expired, or unfindable
- Numbers that do not match and no one can explain why
- Last-minute scramble when the auditor sends the first request
- Follow-up questions that drag the process out for weeks
With Workers Comp Audit Prep
- Every record group gathered in a clear, repeatable order
- COIs tracked with status, expiration, and follow-up flags
- Payroll reconciled against 941s, W-2s, and ledger totals
- A clean packet with an index the auditor can actually follow
- Audit review tools to compare results and log clarifications
If your audit prep currently lives in email threads, spreadsheets, and missing COIs, you are not alone
Workers' comp premium audits are routine. The scramble around them should not be.
Most small construction businesses know they will be asked for payroll records, tax forms, subcontractor documentation, and business details. The hard part is getting everything into one place, explaining the numbers clearly, and spotting missing proof before the auditor does.
That is what this system is built to do.
- You are not sure exactly which records to gather first
- Payroll reports, 941s, W-2s, 1099s, and ledger totals do not line up cleanly
- Subcontractor certificates of insurance are missing, scattered, or expired
- Owner/officer payroll is hard to explain quickly
- You need a packet the auditor can actually follow
Built for the people who actually have to get the audit ready
Different businesses hand audit prep to different people. This site supports all three common buyers and users.
Owners and operators
Get organized quickly, see what is missing, and stop the audit from turning into a last-minute fire drill.
See the owner page →Office managers and admins
Use checklists, trackers, and packet structure to gather the records and keep the process moving.
See the office manager page →Bookkeepers and controllers
Reconcile payroll, explain differences, and support the audit with cleaner backup.
See the bookkeeper page →What usually needs to be gathered before the audit
The exact request can vary, but most audits revolve around the same core record groups.
Payroll and tax records
- Payroll summaries for the policy period
- Form 941s
- W-2 summaries
- 1099 summaries where applicable
Subcontractor records
- Vendor list
- Amounts paid
- Certificates of insurance
- Supporting subcontractor documentation
Business and payroll support
- Owner/officer information
- General ledger or payment records
- Descriptions of operations and job duties
- Follow-up explanations for any mismatches
Want a printable version of this list?
Start with the free Workers' Comp Audit Checklist if you want a practical document list before moving into the full kit.
A simple workflow for a messy process
Use the checklist to collect payroll, tax, subcontractor, and business records in the right order.
Crosswalk payroll reports against 941s, W-2s, 1099s, and other records so you can explain differences clearly.
See which subcontractor payments have matching proof, which COIs are expired, and which vendors need follow-up.
Organize the final packet with a worksheet index and a clean folder structure the auditor can review.
Compare your prep numbers to the audit result and track any clarifications or questions.
Start where you need to start
- Streamlined workbook
- Printable checklist + guide
- Packet folder template
- Audit review tools
- Master audit workbook in Excel
- Audit prep guide PDF
- Subcontractor payments + COI tracker
- Owner/officer worksheet
- Packet index + folder template
- Audit results review + clarification tools
- Intake questionnaire + personalization
- Document uploads + review
- Missing-item flags
- Excel workbook export
Not sure where to start? Download the free Workers' Comp Audit Checklist to see the workflow before buying.
See what you can verify before you buy
Preview real workbook tabs, delivered files, and the app workflow before you choose the right audit-prep option.
Real workbook previews
The preview images on this site come from the shipped Construction Kit asset set, using sample data.
Delivered files you can review
The Construction Kit includes the workbook, Quick Start PDF, checklist, COI tracker, packet index, and packet-building support files shown across the product and checkout flow.
Actual app workflow preview
Audit Packet Builder subscribers can create projects, upload files, review extracted values, and generate workbook, summary, and packet exports.
Why construction is the starting point
Construction audits tend to get harder faster. Subcontractor payments, certificates of insurance, mixed job duties, and owner/officer payroll can all create follow-up questions.
A generic checklist is usually not enough. That is why Workers Comp Audit Prep starts with construction workflows.
- Subcontractor-heavy businesses
- Owner/operators who also work in the field
- Mixed crews and changing duties
- COI collection and expiration tracking
Not a payroll platform. Not a broker blog. Not legal advice.
Workers Comp Audit Prep is a focused audit-prep system. It helps you:
Organize the documents
Know what to gather and where each record belongs in the packet.
Reconcile the numbers
Compare payroll, tax forms, and ledger records before the auditor does.
Track missing proof
See which COIs are expired, which vendors need follow-up, and what is still outstanding.
Build the packet
Assemble a clean packet with an index, then review the final audit result.
See what you are actually getting
These previews use sample data from the shipped Construction Kit asset set.
Workbook Start Here tab
Baseline policy details, company profile, and the recommended worksheet order.
Payroll Reconciliation tab
Crosswalk payroll reports against 941s, W-2s, 1099s, and other support records.
Subcontractor Payments + COI tracker
Flag missing proof, expired certificates, and vendors that need follow-up.
Auditor Packet Index
Organize packet sections, file names, and folder paths before the audit review starts.
Audit Packet Builder adds an annual upload-and-export layer
Subscribers can create projects, upload PDF/Excel/CSV files, review extracted values, and generate workbook, summary, and packet exports. Best results come from CSV, XLSX, and machine-readable PDFs; scanned files usually need more manual cleanup before approval.
Frequently asked questions
Is this legal or class-code advice?
No. It helps you organize records, explain payroll differences, and hand over a cleaner file. It does not provide legal, tax, or binding classification advice.
Will this work if my audit is already scheduled?
Yes. The kit is designed to help even when the audit is already in progress, though earlier is always better.
Is this only for contractors?
Construction is the main wedge and the Construction Kit is the hero offer. There is also an SMB Edition for lighter audit cases.
Can I use this with my bookkeeper or accountant?
Yes. Many buyers will gather records internally and then review the packet with a bookkeeper or accountant.
What does the app do?
Audit Packet Builder adds saved projects, uploads, review, missing-item flags, and export on top of the workbook-based workflow.
Does the app replace the workbook?
No. The workbook remains the core output. The app is the convenience layer.
What kind of support do you offer?
Support covers access, downloads, workbook use, app workflow questions, and basic troubleshooting.
Can I start with the free checklist?
Yes. The free checklist is the best starting point if you want to see the workflow before buying.
Get organized before the auditor asks for the next thing
Start with the Construction Workers' Comp Audit Prep Kit if you need the full workflow now. If you are still gathering your bearings, start with the free checklist.